Fractional FinTech Compliance Officer (BSA/AML, KYC, Sponsor Bank)
We are an early-stage U.S. fintech startup preparing for sponsor-bank / Banking-as-a-Service (BaaS) onboarding. We’re looking for a Fractional FinTech Compliance Officer / Compliance Consultant to support us on a lean, part-time basis. Project Scope & Deliverables Review and advise on our compliance setup for sponsor-bank readiness Draft and/or review key compliance documents, including: Fraud Risk Management Program Transaction Monitoring Program Customer Complaints & Error Resolution Program Enterprise Risk Assessment (ERA) Compliance Management System (CMS) overview Provide light ongoing compliance guidance (no daily monitoring) Required Experience FinTech or payments compliance experience Strong knowledge of BSA/AML, KYC/KYB, fraud risk Familiarity with sponsor-bank expectations and U.S. financial regulations Experience drafting or reviewing compliance policies for startups How We Work Fully remote Communication via email and occasional short calls Clear expectations, practical approach, startup environment We value efficiency, clarity, and direct communication Budget & Time Commitment Budget: up to $500/month Time: approximately 5–10 hours per month Please include in your proposal: Brief summary of relevant fintech compliance experience Confirmation you can work within this budget Estimated monthly availability Apply tot his job Apply tot his job Apply tot his job